Free Government Experian Credit Score Online – No Transunion, Equifax or Experian FTC Credit Scores Available in October 2011
Posted on | October 24, 2011 | Comments Off
With interest rates very close to historic lows many Americans are looking to take advantage by reducing the home loan payment or decreasing a credit card interest rate. Before doing so it may be a very wise choice to make certain that a credit history report is completely free of errors.
Some Americans will likely seek a free government Experian credit score online but it is important to note that there is no such thing as the FTC or government supported free credit score. Individuals have an opportunity to receive a free annual credit report from the bureaus of Transunion, Equifax and Experian but this does not include a credit score.
It is always wise to take advantage of the free annual credit report as this will greatly help individuals when it comes to understanding why they’re receiving specific interest rates. If their errors or mistakes on a credit history report it is always a wise decision to address these concerns as soon as possible rather than allowing them to accumulate.
Some individuals could find that their credit scores negatively affected by as much as 100 points if they do not address these financial concerns. This is the exact reason that the federal government and FTC continue to offer free opportunities to check your credit report each and every year.
When looking to refinance a home loan to some of the lowest levels in the history of the United States housing market it is advisable to have a debt to income ratio that is below 40% while also having a credit score that is above 740.
Author: Heather Best
Tags: free credit score online > free equifax online credit score > free experian credit score > free government credit score > free transunion credit score