Free Online Instant Annual Credit Report – Government Experian, Transunion and Equifax History Reports Available on September 27
Posted on | September 27, 2011 | Comments Off
With interest rates still very close to all time lows Many Americans are looking to negotiate lower interest rates on a credit card or refinance a home loan to save money before heading into the Christmas holiday shopping season. Before doing so it may be a very wise choice to take advantage of the free online instant annual credit report supported by the federal government.
It is important to note that there is only one website with both government and FTC approval when it comes to a free annual credit report – annualcreditreport.com. This resource offers an instant credit history analysis from the bureaus of Experian, Transunion and Equifax and is available for free to all adult Americans.
Before going into any major financial process it is always a wise choice to make certain that there no errors or mistakes on a financial history report. Unfortunately, many people go into these processes blind and they could miss out on opportunities to save a significant amount of cash. This is one of the many reasons that the federal government continues to offer the free annual credit report online.
Some Americans could find that there are mistakes or errors on credit history report which can make it nearly impossible to lock in the lowest interest rates on a home loan, car loan, personal loan or credit card. Rather than allowing mistakes and errors to build up on a credit history report it is always advisable to check the free annual credit report.
Over the next several weeks it will be very interesting to see just how many refinance applications are submitted. With 30 year fixed mortgage rates as low as 4.25% it should come as little surprise to see a large number of American homeowners looking to save as much money as possible by locking in to 30 or 15 year fixed rates below 5%.
Author: Mike Garner
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