Free Government Online Credit Score Not Placed as Part of the Annual Credit Report in September of 2011
Posted on | September 27, 2011 | Comments Off
For quite some time Americans have seen interest rates very close to all-time lows but some individuals have yet to take advantage of the low interest-rate environment. For those who plan to refinance a home loan or negotiate lower interest rates on credit cards and may be advisable to make sure that credit scores 100% accurate.
In September of 2011 there is no such thing as a government free online credit score but there is an annual credit report. The free annual credit report is supported by both the federal government and FTC and is available at the website – annualcreditreport.com. Even though this credit report does not include a credit score it is still very valuable for those looking to save money.
Some Americans go throughout their entire adult life without recognizing that inaccuracies or errors could negatively affect your credit score greatly. In fact, some Americans could see their credit score drop as much as 100 points due to inaccuracies. This is why it is imperative to take advantage of the free annual credit report is available on the Internet.
They may also be a very wise choice to spend a little bit of extra money to receive a credit score. It is usually between $15 and $35 to receive a credit score from one of the credit bureaus. For individuals who want to triple credit score to go along with credit protection it may cost a little bit more due to the services desired.
Over the next several months will be very interesting to see just how many people submit refinance applications. With 30 year fixed mortgage rates well below 5% while large number of American homeowners tend to benefit greatly from refinancing to a level well below their current interest rate.
Author: Heather Best
Tags: annual credit report online > annual credit score free > free credit score online > free government credit score online > free government online score > online free credit score