Free Annual Credit Report – FTC Online Analysis from Experian, Transunion and Equifax on September 26
Posted on | September 26, 2011 | Comments Off
On September 26th, 2011 We are seeing 30 year fixed mortgage rates as low as 4.25% which likely means that many Americans are going to look to refinance. Before doing so it may be a very wise choice to take advantage of the free annual credit report is available online and supported by the FTC and federal government.
This free government credit report is only available at one website – annualcreditreport.com. It is important to note that all adult Americans are entitled to one free credit history report from the bureaus of Experian, Equifax and Transunion. At the present time Americans are not entitled to one free credit score.
To obtain a credit score usually cost between $15 and $40 depending on the service desired. If individuals would like a triple credit score from all of the bureaus to go along with credit protection than they will likely find a cost and a hi end of this range or possibly even higher.
Taking the time and effort to do extensive research on the financial situation often proves greatly beneficial for those looking to save money by refinancing home loan. Unfortunately, some Americans continue to make poor financial decisions and go into the refinance process blind which could cost them dearly in the long run.
Over the next several weeks it would come as a surprise to see most Americans not submitting a refinance application. For those who have not refinanced in the last year it will likely be the case that they could greatly benefit from refinancing in September. Remember that it takes an amazing credit score and a low debt to income ratio to lock into some of the lowest rates today.
Author: Mike Garner
Tags: equifax free credit report > experian free credit report > free annual credit report > free credit report online > online free credit report > transunion free credit report