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Free Annual Credit Report Online – Instant September Credit History Analysis from Experian, Equifax and Transunion from the FTC

Posted on | September 23, 2011 | Comments Off



With the 10 year treasury rate yield very close to the lowest level in history it comes as no surprise to see many hard-working Americans looking for low interest rates on home loans, car loans, personal loans or credit cards. Before going into any type of loan process it may be advisable to take advantage of the free annual credit report online.


Over the last several weeks we have seen the 10 year treasury rate yield dropped to a level below 1.8% which is currently the lowest level in the history of the United States housing market. The 10 year treasury rate yield on the 30 year fixed mortgage has had a strong correlation since 1971 and that will likely continue well into the future.


With this being the case many homeowners will look to refinance a home loan at the lowest possible interest rates. Unfortunately, some of these individuals may miss out on an opportunity to save money because they have errors or inaccuracies on a credit history report.

With this being true the federal government and FTC continue to support one free annual credit report online to all American adults. This free credit report includes an interesting credit history analysis from the bureaus of Experian, Equifax and Transunion. It is always a wise choice to take advantage of this resource as it is completely free.

By having errors or mistakes are credit history report individuals could end up seeing their credit score reduced by as much as 100 points. At the present time there is no such thing as a government free credit score but diligently researching a credit report could help individuals recognize any areas of concerns when it comes to their financial history.

Author: Alan Lake

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