Free Annual Online Credit Report – September Experian, Transunion or Equifax History Reports Available for All Americans
Posted on | September 22, 2011 | Comments Off
Over the last several years millions of Americans have noticed that fixed home loan interest rates have dropped towards all time low levels. With this in mind a large number of individuals have considered refinancing a home loan. Before doing so it might be smart to take advantage of the free annual credit report available online.
In September of 2011 we are seeing the 10 year treasury rate yield at the lowest level in the history of interest rates. With the 10 year yield below 1.9% many homeowners have noticed that 30 year fixed mortgage interest rates are hitting new all time lows as well. With average 30 year home loans at 4.25% or lower it might be a good time to refinance.
The Federal Government and FTC continue to offer a fee annual credit report that includes a credit history analysis from Experian, Equifax and Transunion. This free credit history report is only available at one website at the present time – annualcreditreport.com. Any other website claiming this approval will be punished by the FTC in the near future.
As we get closer and closer to the winter of 2011 it may be the case that more and more people think about refinancing. Smart and savvy individuals would be wise to take advantage of this resource to make certain that there are no mistakes or errors that could negatively affect a credit score in 2011.
Unfortunately, many Americans go throughout their entire adult life without recognizing that mistakes on a credit history report could hurt a credit score by as much as 100 points. Rather than allowing this to be the case it would be very smart to address these concerns with the help of the FTC and Federal Government.
Author: Heather Best
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