Free Experian, Transunion and Equifax Credit Scores Unavailable from the Federal Government – Annual Credit Report Offered to All
Posted on | September 19, 2011 | Comments Off
With interest rates quickly approaching the lowest levels in the history of the United States it comes as no surprise to see many Americans looking to lock into low rates on home loans, car loans, personal loans or credit cards. Before doing so it may be a very wise decision to make certain that a credit score is impressive.
To lock-in to the lowest rate individuals will usually need a credit score above 740 and a debt to income ratio below 40%. Unfortunately, some Americans have made very poor financial decisions in the recent past which can make it very difficult to lock into the lowest rates in September of 2011.
There are also some Americans who may not recognize it and accuracies or Arizona financial history report could negatively affect your credit score by as much as 100 points. With this in mind it may be a very wise decision to take advantage of the free annual credit report that is supported by both the federal government and FTC.
This free annual credit report is only available at one website at the present time – annualcreditreport.com. Any other website claiming to have governmental FTC approval will likely be punished in the near future as the FTC is coming down very hard on Web entities that are making false claims.
Taking the necessary steps to improve financial history is often very important for those who want to save money with the lowest possible interest rates. Making certain that an Experian, Equifax or Transunion credit history report is completely free of errors is one of the first steps in doing so. After this step has been complete individuals will know that every financial decision they make will be accurately reported.
Author: Heather Best
Tags: free annual credit report > free credit report online > free equifax credit score > free experian credit score > free transunion credit score > online free credit report