Government Free Annual Credit Score Online from Equifax, Experian, Transunion Unavailable in September of 2011
Posted on | September 18, 2011 | Comments Off
Over the last several years many American homeowners have recognized that mortgage interest rates are very close to all-time lows which has forced them to at least researched the process of refinancing. Before doing so it may be a very wise decision to make certain that there no mistakes or errors on a financial history report.
It is important to recognize that in September of 2011 there is no such thing as a government free annual credit score online. There is a free annual credit report online which includes a credit history analysis from the bureaus of Equifax, Experian and Transunion but this is much different than a credit score.
Customers receive in the free annual credit report online will get a credit history analysis from each of the three bureaus if they desire. This credit history analysis simply outlines the lines of credit outstanding and which lines of credit are being addressed and which ones are not. This could be helpful for individuals who have made very bad financial decisions recently.
Taking the time and effort to address any mistakes or inaccuracies on a credit history report could improve a credit score by as much as 100 points. Unfortunately, many Americans go throughout their entire adult life without recognizing that there could be mistakes are credit history report.
This is one of the many reasons that the federal government and FTC continue to sponsor the free annual credit report online. Accessing the website annualcreditreport.com will allow every American adult free credit report every 365 days. It is important to note that individuals do not have to take a credit report from each bureau on the exact same day.
Author: Alan Lake
Tags: equifax free credit score > experian free credit score > free credit score online > free online credit score > government free credit score > online free credit report