Online Free Annual Credit Report – FTC Supported AnnualCreditReport.com Offers Experian, Transunion and Equifax Credit History Reports
Posted on | September 16, 2011 | Comments Off
As interest rates continue to drop with the 10 year treasury rate yield millions of Americans are looking to lower monthly payments on a home loan or car loan. Before doing so it may be a very wise decision to take advantage of the free annual credit report online that is supported by both the federal government and FTC.
It is important to recognize that this free annual credit report is only available in one website – annualcreditreport.com. The resource offers one free credit history report from the bureaus of Experian, Equifax and Transunion but it is very important to recognize that it does not include a free credit score.
If individuals desire a credit score they will likely have to pay a fee between $15 and $40 depending on the service they desire in September of 2011. If individuals want a triple credit score to go along with credit protection and there’s a very good possibility that they could pay an amount in the high end of this range or possibly even more.
Taking the time and effort to do extensive research on the financial situation can often prove to be greatly beneficial for individuals looking to save money. Unfortunately, many Americans go into major loan processes without realizing that inaccuracies or errors could negatively affect a credit score and make life very difficult.
Rather than allowing mistakes on the credit history report to increase interest rates it is always advisable to address these problems as soon as possible. This is one of the many reasons that the federal government and FTC continue to offer a free annual credit report to all American adults. There’s no reason to pass up an opportunity that could allow individuals the opportunity to save hundreds of dollars.
Author: Mike Garner
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