Free Government Credit Score Online Not Part of Annual Credit Report – Customers Pay for Experian, Equifax and Transunion Scores
Posted on | September 14, 2011 | Comments Off
With interest rates approaching All-time lows many American homeowners or business owners are looking to lock into the lowest interest rates on any money borrowed. Before doing so some individuals will likely seek a free government credit score online but it is important to note that this is not part of the free annual credit report.
The federal government and FTC support a free annual credit report each and every year from the bureaus of Experian, Transunion and Equifax. It is very important to note that this free credit report does not include a credit score. Credit history analysis simply illustrates the lines of credit that individuals have outstanding.
Even though this is the case there were still many ways to improve the financial history by taking advantage of the free annual credit report. By addressing any errors or inaccuracies some individuals could end up improving their credit score by as much as 100 points.
Unfortunately, many adult Americans go throughout their entire life without recognizing that there could be mistakes on a credit history report. This is one of the many reasons that the federal government and FTC continue to support a free annual credit report at the website annualcreditreport.com.
For individual seeking a credit score from any other bureaus who will likely cost between $15 and $40 depending on the service. If individuals want a triple credit score with all the bells and whistles than they could pay in the high end of this range or possibly even more. Even though this may seem like a significant amount of money it could be worth it in the long run as individuals will have a better understanding as to the number that is associated with their financial history.
Author: Heather Best
Tags: free annual online report > free experian credit report > free government credit report > free government credit score > free online credit report > free transunion credit report