Government Free Credit Score Online Not Part of Annual Credit Report – Experian, Equifax and Transunion Offer Reports Not Scores
Posted on | August 28, 2011 | Comments Off
Over the last several weeks and months We have seen the 10 year treasury rate yield 10 to a level that is well below 2.5%. This in turn has helped many Americans refinance or negotiate lower interest rates on home loans, car loans, personal loans and credit cards. Before doing so some of these individuals will look to improve their credit score.
It is very important to note that at the present time there is no such thing as a government free credit score. To obtain a credit score customers will likely pay a fee between $15 and $40 depending on the service. At the present time there is a free annual credit report that includes a credit history analysis from the bureaus of Experian, Equifax and Transunion.
With this in mind it may be a wise choice to access the website annualcreditreport.com to receive the free government and FTC sponsored credit report. Unfortunately, many Americans continue to go throughout their entire adult life without recognizing that this resource is available. This could mean that they have errors or mistakes that are negatively affecting your credit score.
Rather than allowing this to happen is always a wise choice to check your credit score at least once every 365 days. With the federal government offering this resource to all adult Americans there is no reason to pass up an opportunity to make certain that a credit history is reflective of each and every financial decision.
As we get closer and closer to the fall and winter of 2011 will be very interesting to see what happens with overall interest rates. It is very important to remember that interest rates can be volatile but the Federal Reserve has stated many times that they are going to take every necessary step to keep interest rates low until at least 2013.
Author: Jeremy North
Tags: equifax free credit report > experian free credit report > free credit report onlinee > government free credit report > government free credit score > transunion free credit report