Free Government Credit Score Online – No Yearly Credit Score from Experian, Equifax or Transunion in August of 2011
Posted on | August 23, 2011 | Comments Off
We continue to see interest rates drop as the 10 year treasury rate you look to find a bottom slightly above 2%. With this being true many Americans are taking advantage of the free annual credit report but it is important to recognize that there’s no such thing as a free government credit score online.
The free annual credit report at the website annualcredireport.com offers a free instant credit history analysis from the bureaus of Experian, Equifax and Transunion but in August of 2011 there’s no such thing as a credit score. To obtain a credit score usually cost between $15 and $40 depending on the service desired.
Individuals who desire a triple credit score from all of the bureaus along with credit protection will likely find that they are in the high end of this range or possibly even more. By simply purchasing one credit score from one bureau they may find that they can get out for less than $20. It is important to recognize that you usually pay for what you get.
By accessing the free annual credit report individuals can much better recognize that their mistakes or errors holding them back. When going into the mortgage refinance process or looking to negotiate lower interest rates on credit card many individuals will find that they need a credit score above 740 to have any opportunity to lock in to the lowest rates.
By having mistakes or errors on a financial history report it could be the case that it negatively affects your credit score by as much as 100 points. Rather than allowing this to happen it is always wise to check your credit report at least once a year to make sure it is 100% accurate. This is one of the many reasons the federal government continues to offer the free annual credit report online.
Author: Heather Best
Tags: free equifax credit score > free experian credit score > free government credit score > free transunion credit score > online free credit report > yearly free credit report