Free Government or FTC Credit Score Online Not Available in August 2011 – Experian, Equifax and Transunion Scores Come with Fees
Posted on | August 15, 2011 | Comments Off
Over the last several weeks the 10 year treasury rate yield has dropped all time lows which in turn has pushed interest rates near historic low levels. With this in mind many Americans are looking to refinance a home loan or negotiate lower interest rates on a car loan, credit card or personal loan.
Before doing so it may be a very wise choice to take advantage of the free annual credit report available on the website annualcreditreport.com. It is very important to note that at the present time this free resource does not include a government or FTC sponsored credit score that comes at no cost.
To receive a credit score from Experian, Equifax or Transunion customers are going to find that usually cost between $15 and $40 depending on the service. Unfortunately, some Americans consider this to be too much and they do not have a way to access the numerical value of their credit history.
Sometimes it is well worth it to make this investment to put a number value of financial history. If individuals hope to improve their credit history over the course of time it can be very difficult when there is no starting place. Even though this is money that could be used elsewhere it is likely going to be true that this money will go towards improving the opportunity to receive low-interest rates in the very near future.
When taking advantage of the free annual credit report it is advisable for Americans to check every line of credit they have outstanding. Unfortunately, many Americans go throughout their entire adult life without recognizing the inaccuracies or errors on credit history report could negatively affect your credit score to the tune of 100 points.
Author: Jeremy North
Tags: equifax free credit score > experian free credit score > free government credit report > free government credit score > ftc free credit score > government free credit score