Free Transunion Government Credit Score Online – No Equifax or Experian Free Credit Numbers for Customers in July 2011
Posted on | July 27, 2011 | Comments Off
Before going into any major financial borrowing process many Americans want to make certain that their credit score is as high as possible. Many of these individuals are seeking a free Transunion government credit score online but it is important to recognize that in July 2011 there is no such thing as a government free credit score.
The government and FTC does support a free annual credit report from the bureaus of Transunion, Equifax and Experian the customer should recognize that this does not include a credit score. To obtain a credit score usually cost between $15 and $40 depending on all of the services desired. Obviously, the more services desired the more money it will cost when it comes to obtaining a credit score.
The free annual credit report is available from the government and FTC is only available at one website – annualcreditreport.com. Customers should recognize that this website offers many free resources that will allow them to much better understand how predators look at their specific financial situation. It will also allow them to address any areas of concern when it comes to inaccuracies.
By having mistakes or errors on a financial history report it could negatively affect your credit score by as much as 100 points. Rather than allowing this to happen it is a wise choice to take advantage of the many free resources that are available on the FTC website and address these concerns before they get out of control.
When looking to get the lowest interest rates possible it is advisable for customers to have a credit score that is above 740 and a debt to income ratio that is below 40%. By meeting these financial requirements many customers will find that lenders are more than willing to negotiate lower interest rates due to the fact that they have made strong financial decisions in the recent past.
Author: Mike Garner
Tags: credit score online for free > free credit score online > free equifax credit score > free experian credit score > free government credit score > free transunion credit score