Free Experian Government Credit Score Not Available in August 2011 – Equifax and Transunion Credit Scores Come at a Fee
Posted on | July 26, 2011 | Comments Off
As interest rates continue to drop towards all time lows Many Americans are looking to take advantage by refinancing home loan or negotiating lower interest rates on a personal loan or credit card. Before doing so some may seek a free Experian government credit score online but it is important to recognize that a credit score from any of the three bureaus of Experian, Equifax and Transunion will come at a fee.
The free annual credit report offers a credit history analysis from all three bureaus but this does not include a credit score. Customers will likely find that a credit score from one of the bureaus will cost between $15 and $40 depending on the service desired. Obviously, it will cost a little more for those seeking a triple credit score.
Even though there is no such thing as a government free credit score there still opportunities to better understand the financial history at no cost. By accessing the website annualcreditreport.com all American adults are entitled to one free credit report from each of the three credit bureaus every 365 days.
This could go a very long way towards helping individuals who do not realize that they have lines of credit outstanding. By accessing the free annual credit report individuals will be able to notice what lines of credit must be addressed before going into any major financial decision in the very near future. It will also allow them to spot any inaccuracies or errors that could negatively affect a credit score.
Some individuals have found that mistakes on a credit history report have negatively affected a credit score by as much as 100 points. This is very unfortunate for those who are looking to save extra cash when negotiating lower interest rates. Rather than allowing this to happen it is always a wise choice to address these problems as soon as possible.
Author: Heather Best
Tags: free credit score online experian > free experian credit report > free experian credit score > government free credit score > online free credit report > online free credit score