Experian Free Annual Credit Report is Part of AnnualCreditReport.com Free Instant Analysis – Government and FTC Support in 2011
Posted on | July 24, 2011 | Comments Off
Over the last several years many Americans have taken advantage of the low interest rate environment that offers interest rates near historic lows. Before refinancing a home loan or negotiating lower interest rates on a credit card it may be advisable to take advantage of the free annual credit report that is available at the website annualcreditreport.com.
The Experian free annual credit report is part of the annualcreditreport.com free history report that is supported by both the Federal Government and FTC. It is very important for all Americans to recognize that there is only one website that offers this free credit history analysis. Any other website claiming to offer the free analysis will receive punishment from the FTC in the near future.
As we get closer to the fall of 2011 there is a very good chance that we could see interest rates start to rise. As the overall economy continues to recover from the credit crisis it will likely be true that interest rates start to move up. The Federal Reserve Bank will no longer need to keep borrowing money cheap which will likely mean increasing rates.
When looking at the free annual credit report it is very important to make certain that there are no mistakes or errors. Mistakes or errors on a credit history report could cause huge problems. Unfortunately, many Americans do not realize that these mistakes could negatively affect a credit score by as much as 100 points.
Customers should recognize that the free annual credit report does include a credit history analysis from the bureaus of Experian, Equifax and Transunion but there is no such thing as a free government credit score. To receive a credit score customers will usually have to pay between $15 and $40 depending on the product they are looking for.
Author: Jeremy North
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