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Free Government Credit Score Not Available from Experian, Equifax or Transunion – AnnualCreditReport.com Issues a Credit History Report

Posted on | July 21, 2011 | Comments Off



Over the last several years many have taken advantage of the free annual credit report that offers instant online credit analysis from the bureaus of Experian, Equifax and Transunion. Unfortunately, at the present time individuals do not have an opportunity to receive a free government credit score as this is not part of the annualcreditreport.com resource.


When seeking a credit score is usually going to cost customers between $15 and $40 depending on the service they desire. Although this may sound like a significant amount of money it is an opportunity to put a numerical value of financial history. This should help when it comes to improving one’s financial life as it will give them a starting place.


When checking the free annual credit report it is always advisable to make certain that they are no mistakes or errors. Unfortunately, many Americans go into a loan process not realizing that there is a possibility that damaged credit score could make it nearly impossible to lock into low interest rates.

This is one of the many reasons that the federal government has worked very hard to help individuals when it comes to receiving a free credit report. Some legislation has been talked about when it comes to a free government credit score but this is yet to happen but anything is possible in the very near future.

Before making any major financial decisions when it comes to a home loan, car loan, personal loan or credit card it may be a very wise choice to use the free resource at the website annualcreditreport.com. This should help many individuals much better recognize any mistakes or errors that could cause problems when it comes to locking in rates.

Author: Heather Best

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