Free Online Annual Credit Report – Government and FTC History Reports from Experian, Equifax and Transunion
Posted on | June 30, 2011 | Comments Off
Even though interest rates have moved up slightly over the last several days and is still the case that many Americans can benefit from the current low interest rate environment. Before doing so it may be advisable to take advantage of the free annual credit report online that is supported by both the federal government and FTC. This free credit report offers an instant online analysis from the bureaus of Experian, Equifax and Transunion.
It is very important to note that this free online credit report is only available at one website – annualcreditreport.com. By accessing this website all adult Americans will be able to receive a financial history report every 365 days. It is very important to note that at the present time there is no such thing as a free government credit score.
To receive a credit score it will usually cost between $15 and $40 depending on the service but sometimes it is well worth it to spend this extra cash as it will help individuals save in the long run. By understanding that errors and/or mistakes on a credit history report could negatively affect a credit score customers will be much more aware of fixing these problems.
This is one of the many reasons that the federal government has worked very hard to allow Americans the opportunity to receive a free credit report. By accessing this credit report every 365 days most Americans can be certain that they will not have an accuracy is negatively affecting your credit score. Some Americans who do not check their credit report often could have inaccuracies that negatively affect their credit score buys much as 100 points.
Author: Heather Best
Tags: free annual credit report > free credit report online > free equifax credit report > free experian credit report > free government credit report > free instant credit report > free online credit report