Free Government Credit Score Online Not Part of the Annual Credit Report with Experian, Equifax and Transunion Analysis
Posted on | May 21, 2011 | Comments Off
Over the last several years many Americans have asked the question about a free government credit score being part of the free annual credit report is online. It is important to note that at the present time there is no such thing as a free government credit score as it usually costs between $15 and $45 to receive a credit score depending on the service purchased.
The free annual credit report is available at the website annualcreditreport.com and it allows customers to receive a free financial history analysis from the bureaus of Experian, Equifax and Transunion. Even though this credit report does not include a credit score it should help Americans much better understand their specific financial situations.
The government encourages all American adults to check their credit report at least once a year as there are possibilities of mistakes and errors that could negatively affect a credit score. Some Americans have found that in accuracies have negatively affected a credit score by as much as 100 points which makes it nearly impossible to receive low interest rates on home loan, car loan, personal loan or credit card.
When going into any type of loan process it is always advisable to make 100% certain that there are no mistakes or errors on a financial history report. By having mistakes or errors on the financial history report and is often true that individuals will find that lenders are much less likely to offer them low interest rates on any type of money borrowed.
With free resources available on the FTC website is no reason to pass up an opportunity to check credit report. With the FTC also offering many free resources on budgeting and saving money and may be advisable to take some time and effort to read over these resources to improve one’s financial life over the course of time.
Author: Jeremy North
Tags: free credit score online > free equifax credit report > free experian credit report > free government credit score > free transunion credit report > online free credit report