Free Annual Credit Report – Government Online Free Help from the Credit Bureaus Equifax, Experian and Transunion
Posted on | May 20, 2011 | Comments Off
The Federal Government and FTC have worked very hard to help Americans better understand their specific financial situation as they currently offer a free credit report online that will offer instant credit analysis of help from the bureaus of Equifax, Experian and Transunion. This could be a very useful tool for those looking to receive the lowest interest rates on any money they decide to borrow.
At the present time we are seeing the 10 year treasury rate yield very close to 2011 lows which means the interest rates are very attractive. Since the beginning of the year we have seen 30 year fixed mortgage rates well below 5% which is very low when looking at a historical chart of 30 year fixed rates.
With opportunities to save money available there is no reason to let this low interest-rate environment pass by. Whether looking to refinance a home loan or negotiate lower interest rates on a credit card it is always advisable to do as much research as possible to completely understand what lenders are looking for. It is generally the case that they desire a credit score that is well above 740.
Although there is no such thing as a free government credit score the free annual credit report is available at the website annualcreditreport.com. By accessing this website Americans have an opportunity to research their specific financial situation once every 365 days.
If there are any mistakes or errors on a credit report it could be the case that customers and up seeing their credit score drastically decrease. Some customers have seen their credit score decline by as much as 100 points due to mistakes on a credit report. This is exactly why it is imperative to make certain that all of these inaccuracies are addressed as soon as possible rather than allowing them to accumulate over time.
Author: Jeremy North
Tags: experian free credit report > free annual credit report > free credit report online > government free credit report > online free credit report > online free experian report