Free Annual Credit Report – Instant Online Government Help from Credit Bureaus Experian, Equifax and Transunion
Posted on | April 26, 2011 | Comments Off
Many American households have realized that interest rates are near historic lows as the 10 year treasury rate yield remains below its 50 day moving average. Before refinancing a home loan or negotiating lower interest rates on a credit card and maybe very advisable to check the free annual credit report that is provided by the FTC and federal government.
This free credit report offers instant credit analysis from the bureaus of Experian, Equifax and Transunion but it is very important to remember that there is only one website with government approval – annualcreditreport.com. Americans are urged to use this website as any other website claiming to have government approval will be punished in the near future by the FTC.
When looking to lower interest rates on any amount of money borrowed it is important to make certain that a credit score is as attractive as possible. By having mistakes or errors on a credit history report it could be the case that Americans see their credit score negatively affected to the tune of 100 points.
This is one of the many reasons that the federal government and FTC support one free credit report for each adult American every 365 days. By checking this credit report Americans can better understand what creditors are reporting on their specific financial situation. It will also allow them to address any concerns when it comes to errors or mistakes.
With 30 year fixed mortgage rates under 4.75% and credit card interest rates near historic lows for good borrowers they would greatly but move individuals to make certain that a credit score is not affected negatively by a inaccurate credit report. By accessing this free annual credit report at the website annualcreditreport.com Americans could end up saving hundreds and possibly even thousands of dollars each year.
Author: Jeremy North
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