Free Annual Credit Report Online from the Federal Government – Experian, Transunion and Equifax Analysis
Posted on | April 20, 2011 | Comments Off
With interest rates dropping to April 2011 lows Many hard-working Americans will likely look to take advantage of the current low interest rate environment. Before going to any refinance process it may be advisable to take advantage of the free annual credit report online but is supported by the federal government and FTC.
This free annual credit report includes a credit history analysis from the bureaus of Experian, Equifax and Transunion. It is very important to note that this free annual credit report is only available in one website – annualcreditreport.com. Any other website that claims to have government or FTC approval will receive severe punishment in the near future as the FTC is cracking down hard on websites trying to manipulate customers.
When looking at the free annual credit report it is advisable to make 100% certain that they are no mistakes or errors. Unfortunately, many Americans go through their entire adult life without ever realizing that there could be errors or mistakes negatively affecting a credit score. Some Americans could see their credit score negatively affected by as much as 100 points.
Rather than allowing this to happen it is always a good choice to check your credit report every 365 days. It is important to realize that there is no such thing as a free credit score at the present time but Americans have an opportunity to purchase a credit score for rate between $15 and $40 depending on the service.
Sometimes it is worth it to purchase this credit score to put a numerical value on a specific financial history. This will also give many Americans an opportunity to create a starting place when it comes to improving one’s financial life and receiving low-interest rates in the very near future.
Author: Heather Best
Tags: free annual credit report > free credit report online > free equifax credit report > free experian credit report > free transunion credit report > instant credit report online