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Wells Fargo Refinance Mortgage Rates – Current 15 and 30 Year Rates Under 5% for Borrowers with a Good Credit Score

Posted on | April 13, 2011 | Comments Off



Wells Fargo refinance mortgage rates remain at attractive levels for those who have an impressive credit history. But as a credit score above 740 is a very good chance that they could find interest rates around 4.15% of the 15 year fixed and 4.75% for the 30 year fixed.


It is very important to note that it takes a very strong financial background to have any opportunity to lock in to the lowest refinance rates. It is often the case that Americans see their credit score drop during tough economic times as it is very difficult to make strong financial decisions. With this in mind it may be advisable to check a credit report and make sure it is still 100% accurate.


Many Americans go throughout their entire adult life without ever checking a credit history report which in turn could make it very difficult to address any areas of concern. By not checking your credit report there’s a possibility that there could be errors or mistakes that could negatively affect your credit score by as much as 100 points.

With the government offering a free annual credit report each and every year there is no reason to pass up this opportunity. By using the website annualcreditreport.com all adult Americans are granted one free credit report that is supported by the FTC and federal government. It is important to make certain that this is the exact website used as any other websites do not have government approval.

As we get closer to the summer of 2011 there is a very good chance that we could see refinance mortgage rates start to move higher. Unfortunately, as the overall economy improves and the unemployment rate drops it will likely be the case that the Federal Reserve Bank note longer needs to keep interest rates low. With this in mind it may be wise to take advantage of low interest rates while they are available.

Author: Jeremy North


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