Free Annual Credit Report Online – Instant Government and FTC Help from Experian, Transunion and Equifax in April
Posted on | March 30, 2011 | Comments Off
Over the last few weeks we have seen the 10 year treasury rate yield drop below its 50 day moving average which in turn has helped to push interest rates lower. With Americans looking for the lowest possible interest rates on home loans, car loans, personal loans and credit cards it may be advisable to take advantage of the free annual credit report that is available online.
The free annual credit report includes instant government and FTC help from the credit bureaus of Experian, Transunion and Equifax. It is important to note that this resources only available at one website – annualcreditreport.com. Any other website claiming to have government approval will be punished by the FTC in the near future as they have been coming down harshly on websites recently.
With home loan interest rates below 5% of the 30 year fixed mortgage many Americans stand a benefit greatly by going to the refinance process. Not only to homeowners benefit but many other Americans will benefit as well as they can receive low interest rates on any amount of money borrowed if they have an impressive credit score.
It is important to remember that the free annual credit report online does not include a free credit score. A credit score must be purchased and is usually between $20 and $40 depending on the service. It is sometimes worth it to spend this extra bit of cash to put a numerical value on a financial history and have a place to start when it comes to improving one’s financial life.
If there are any mistakes or errors on a credit report it is always advisable to get these fixed as soon as possible. By addressing these issues quickly there’s a good chance that a credit score will not be negatively affected. By allowing these mistakes dad up over time some Americans could find that their credit score drops by as much as 100 points.
Author: Mike Garner
Tags: free annual credit report > free credit report online > free equifax credit report > free experian credit report > free instant credit report > free transunion credit report