Free Annual Credit Report – Instant Online FTC Analysis from Experian, Equifax and Transunion
Posted on | January 27, 2011 | No Comments
The free annual credit report that is available from the FTC and Federal Government is only available at one website – annualcreditreport.com. This is the only Internet resource that gives a 100% free credit history analysis from Experian, Equifax and Transunion. With this free resources supported by the Federal Government there is no reason to pass up the chance to analyze a personal credit history.
Unfortunately, many Americans go through an entire adult life without checking a credit history. By doing this there is a chance that there could be mistakes and errors that could be negatively affecting a credit score. With this in mind it is always a very smart decision to make certain that this is not the case.
A mistake or error on a credit report could drop a credit score as much as 100 points. Rather than allowing this to happen it is a very wise choice to address these issues as soon as possible. It is also important to remember that there is no such thing as a government free credit score at the present time.
It usually costs between $15 and $30 to get a credit score based on the services and reports purchased. While most people do not want to spend money it might be worth it to fork over a few extra dollars to put a numerical value on a credit history. It may be very well worth it in the long run as it will give customers a starting point when it comes to improving a credit history.
As we get deeper and deeper into 2011 it could be the case that interest rates start to move higher so it might be a good idea to take advance of low rates while available. We are currently seeing 30 year fixed mortgage rates under 5% and by waiting for a few more months homeowners may miss out on these opportunities.
Author: Mike Garner
Tags: credit report 100% free > free annual credit report > free equifax credit report > free experian credit report > free government credit report > free transunion credit report
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