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Wells Fargo Refinance Mortgage Rates – January 18 Home Loan Interest Rates at 4.6% for 30 Year

Posted on | January 18, 2011 | No Comments



Wells Fargo refinance mortgage rates remain an extremely attractive levels as the 30 year fixed rate is around 4.6%. On January 18 we are seeing home loan interest rates very low is the 15 year fixed mortgages under 4% and a 30 year fixed is well below 5%. Remember that these interest rate quotes are only available to the best borrowers.


While Wells Fargo is one of the largest mortgage lenders in the country it is important to note that this is not the only financial institution available when it comes to locking into low home loan interest rates. By doing research online almost all homeowners will find that there are local, regional and national financial institutions that offer great assistance when it comes to refinancing a home loan.


Taking the time and effort to complete due diligence and extra amounts of homework could prove to be greatly beneficial when it comes to locking in the lowest possible mortgage interest rate today. Even though January 18 home loan interest rates are being advertised at 4.6% for the 30 year fixed in under 4% for the 15 year fixed it is important to remember that a financial history will determine the overall rate.

As we get deeper and deeper into 2011 it could be the case that 30 year fixed mortgage rates start to move higher. The Federal Reserve has stated many times that as the economy improves and will likely be the case that 30 year fixed mortgage rates move up as well. Unfortunately, no one can make a 100% accurate predictions so it may be wise to take advantage of these rates today.

Over the next several months and will likely be the case that many American homeowners consider the refinance process is they are looking to save a little bit of extra money. Some homeowners have found they can say this much has $100 a month by going to the refinance process and lowering a home loan payment.

Author: Mike Garner

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