Free Annual Credit Report Online – 100% Free FTC Sponsored Credit History from Experian, Equifax and Transunion
Posted on | January 17, 2011 | No Comments
The free annual credit report that is available online and sponsored by the federal government and FTC has held many Americans when it comes to better understanding why interest rates are applied to a credit card or loan. This free annual credit report which includes information from the bureaus of Experian, Equifax and Transunion is only available at one website – annualcreditreport.com.
It is quite unfortunate to note that many Americans go throughout their entire adult life without ever checking their credit report. Even if they paid out all their debts and make sure all bills are paid on time and in full they are still possibilities of errors or inaccuracies on a credit report. These mistakes could cause a credit score to drop as much as 100 points.
With this being a possibility it is always wise to take advantage of the free government annual credit report and make certain that there are no mistakes. If there are mistakes than it would be advisable to address these issues as soon as possible rather than letting them compound over time.
Luckily, there are many free resources on the FTC website to help Americans better understand how to address these problems. By simply getting a few of these errors or mistakes removed from a credit history report customers could end up saving hundreds and possibly even thousands of dollars in the form of lower interest rates on home loans, car loans, personal loans or credit cards.
It is also advisable to check the free annual credit report to make certain that all lines of credit outstanding are being addressed. Some people have so many credit cards or personal loans that they do not remember which ones are paid and which ones are not. The free annual credit report online will help to illustrate any areas of concern.
Author: Mike Garner
Tags: annual credit report online > free annual credit report > free equifax credit report > free experian credit report > free government credit report > free transunion credit report
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