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Today’s Lowest Mortgage Interest Rates – Weekend Refinance Fixed Home Loans at 4.55% for Borrowers

Posted on | January 14, 2011 | No Comments



When looking for today’s lowest mortgage interest rates and will likely be the case that most well qualified homeowners find weekend refinance rates around 4.55% for the 30 year fixed. For the entire month of January 2011 we have seen 30 year fixed mortgage rates in a tight range between 4.55% and 4.75%.


It is very important to remember that it takes an amazing credit history to have any opportunity to lock into today’s lowest mortgage interest rates. By doing some research online most homeowners will find that there are multiple mortgage lenders at the national, regional and local level but almost all of them or require a credit score above 740 to offer low interest rates.


With this in mind it is always a wise decision to make certain that all bills are paid on time and in full. By making sure all bills are paid on time homeowners will see their credit score increase over the course of time. To increase your credit score even more it would be wise to pay down high interest-rate debts and carry a very small balance.

Unfortunately, many Americans struggle greatly when it comes to paying down high interest-rate debts due to the struggling economy. There many free resources available on the FTC website that can help homeowners better understand options when it comes to paying down high interest-rate debts over the course of time.

Seething low interest rates on all amounts of money borrowed could save a significant amount over the next several years and decades. Some homeowners are finding that they save hundreds of dollars a month by going to the refinance process and lowering a home loan rate. Savings will be greatly determined by the increase of a credit score and the financial history of a customer.

Author: Mike Garner

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