Free Annual Credit Report Online – Government Instant History Analysis from Experian, Equifax and Transunion
Posted on | January 12, 2011 | No Comments
With 2011 upon us it is the case that millions of Americans have New Year’s resolutions related to personal finances and getting out of debt. Fortunately, there are many free resources available online to help individuals achieve this goal. One of the most important resources is the free annual credit report online and is supported by the federal government.
The FTC and federal government support a free credit history analysis from the bureaus of Experian, Equifax and Transunion at the website annualcreditreport.com. It is very important to remember that this is the only website with government approval and any other website that claims to have FTC or government approval will be punished in the future.
When it comes to gaining access to low interest rates it is very important to make sure that a credit report is completely free of errors. By having mistakes or inaccuracies on a credit report it could negatively affect your credit score as much as 100 points. By having a credit score that is damaged by inaccuracies customers could see higher interest rates which in turn will make it much harder to get out of debt.
With this in mind is always a wise decision to address this problem as soon as possible. The FTC website offers many valuable resources to help explain options when it comes to reporting inaccuracies to a credit bureau. Sometimes it is as easy as making a simple phone call in getting this mistake fixed.
Without checking your credit report at least once a year there is a strong possibility that there could be errors or mistakes that are unknown. By allowing these mistakes to build up it could be nearly impossible to fix a severely damaged credit score over the course of time. With the government offering this credit report completely free there is no reason to pass up on this opportunity.
Author: Mike Garner
Tags: annual credit report government > free annual credit report online > free equifax credit report > free experian annual credit report > free govt credit report > free transunion credit report
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