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Free Annual Credit Report Online – FTC Helps Americans with Credit Analysis from Experian, Equifax and Transunion

Posted on | November 30, 2010 | No Comments



The free annual credit report that is available online can help many Americans better understand their current financial situation in the eyes of creditors. The FTC has done a great job of assisting Americans when it comes to a free credit analysis from the bureaus of Experian, Equifax and Transunion.


It is important for member that this free government and FTC credit report is only available in one website – annualcreditreport.com. It is also important to understand that there is no such thing as a free government credit score at the present time as a credit score will cost a fee usually between $15 and $30 depending on the service.


Even though this is the case it still may be a very wise decision to purchase a credit score to gain in numerical analysis of a specific financial situation. What the FTC working very hard to help all Americans when it comes to personal finance issues there is no reason to not take advantage of the free options that are currently available online.

With the Christmas holiday just around the corner it is the case that millions of Americans will spend a little bit of extra cash during the months of November and December. With this being the case there is also a very good chance that a large number of Americans will purchase on credit. Rather than allowing a high interest rate to accumulate on these credit cards it would be wise to address the problem as soon as possible.

If customers have seen their credit card interest rate increase over the last several months that it may be the case that they’re all are inaccuracies on a credit report. It is always a very good decision to check this credit report each and every year and address any mistakes or inaccuracies that may be reported from any of the credit bureaus.

Author: Mike Garner

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