Free Annual Credit Report Online – Instant Analysis from Bureaus Experian, Equifax and Transunion Offered by Government
Posted on | November 26, 2010 | No Comments
The free annual credit report that is available for all Americans is offered at one website – annualcreditreport.com. This instant analysis credit report from the bureaus of Experian, Equifax and Transunion is supported by the federal government and FTC and has helped many Americans better understand why they receive specific interest rate offers.
When making any major financial decisions in one’s life is always a very good idea to make certain that a credit report is completely free of errors. By having errors or mistakes on a credit report it could negatively affect your credit score which in turn could cause interest-rate quotes to be much higher.
One of the most important influences on the interest rate is an individual’s credit score. Some credit scores have been hard by as much as 100 points by inaccuracies or errors on a credit report. These issues need to be addressed as soon as possible but they can not be addressed if they are unknown.
Luckily, the federal government and FTC has offered a free resource to help Americans check their credit report at least once a year. Note that this does not include a free credit score but a credit score can be purchased and usually costs between $15 and $30 dependent on the actual analysis desired. Sometimes it is worth it to spend the extra money to get a numerical value on a credit history.
What the Christmas holiday just around the corner and many Americans thinking about making purchases on credit it could be a very wise decision to take advantage of the free annual credit report online. Not only will this give customers an idea as to why they are receiving specific interest rates but it can also help them address issues that will help them lower these interest rates on credit cards, personal loans, car loans and home loans.
Author: Tiffany Mann
Tags: annual credit report online > equifax free credit report > experian free credit report > free annual credit report > free credit report analysis > online credit report free
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