Free Annual Credit Report Online – Internet Credit Analysis from Experian, Transunion and Equifax from Government
Posted on | November 18, 2010 | No Comments
With interest rates at historically low levels a growing number of Americans are looking to take advantage by borrowing money through a home loan, credit card or personal loan. With this being the case it would be advisable for many of these individuals to take advantage of the free annual credit report online that is available from the federal government and FTC at the website annualcreditreport.com.
It is important to remember that this is the only website that is sponsored by the FTC and federal government and any other website that claims government approval will receive punishment in the very near future. With this being the case it is wise to take advantage of this website but remember that there are other websites that may be illegitimate.
The free annual credit report includes an Internet credit analysis from the bureaus of Experian, Transunion and Equifax. This free online credit report does not include a credit score but a credit score can usually be purchased for a price between $15 and $30 based upon the service.
It is sometimes wise to get a numerical value on a credit history as it could help many customers better understand what interest rates they will receive on any type of loan. With mortgage rates well below 5% many Americans are also considering the refinance process for their home loan and this could help them save hundreds of dollars a month on a mortgage payment.
By being aware of one’s financial history they can make a financial life much easier. It is quite disturbing to know how many millions of Americans have no idea what their credit report looks like. With a free credit report online available each and every year there is no reason to pass up this opportunity and have no idea what bureaus are reporting about a specific financial life.
Author: Jeremy North
Tags: free annual credit report > free credit report online > free equifax credit report > free experian credit report > free online credit report > free transunion credit report > internet credit report analysis
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