Home Mortgage Refinance Loan Rates – Fixed 30 Year Interest Rates at 4.15% for Homeowners in the United States

Posted on | November 12, 2010 | No Comments

Home mortgage refinance loan rates are at very attractive levels as homeowners have the opportunity to save with the low interest rate environment. At the present time fixed 30 year interest rates are around 4.15% for those who own a home in the United States. It is important to recognize that not all homeowners will have the ability to lock into mortgage interest rates this low.


It generally takes a credit score above 740, equity in a home, and a very low debt to income ratio to have any opportunities to lock into the lowest possible refinance rates. With 30 year fixed mortgage rates under 4.5% there a great savings available to homeowners must do research and take advantage of the free mortgage calculators available online.


Over the last several months the growing trend has been that refinance applications are greatly outweighed first-time buyer applications. With no first-time home buyer tax credit incentive available for new buyers it is the case that they are waiting on the sidelines and hoping that the government offers more incentives in the very near future.

Author: Heather Best

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