Wells Fargo Refinance Mortgage Rates – 30 Year Home Loan Interest Rates Under 4.25% for Homeowners Today

Posted on | October 27, 2010 | No Comments

Wells Fargo refinance mortgage rates remain a very hot topic as many homeowners are looking to save money by refinancing a 30 year fixed home loan. At the present time we are seeing 30 year home loan interest rates around 4.25% for homeowners who have a very good credit score and a low debt to income ratio.


It is important to realize that not all homeowners will have the ability to lock in the lowest possible mortgage interest rates. It takes a very impressive credit score, usually about 740, and a low debt to income ratio that is below 40% to receive a mortgage interest rate quote that is below 4.5%. With that being said there are many homeowners who will benefit by meeting these requirements.


Taking the time and effort to do research on several mortgage lenders could prove to be greatly beneficial as this is a very competitive industry. By doing research online and finding mortgage lenders that offer very competitive rates many homeowners will find that they can use financial leverage to get more savings through lower interest rate offers.  This is becoming a very common practice for those who have worked hard to improve a credit score.

Author: Mike Garner

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