Free Annual Credit Report – Government Credit History from Experian, Transunion and Equifax Helps Americans with Loan Rates

Posted on | October 25, 2010 | No Comments

As many people are looking to borrow money before the Christmas holiday shopping season it is a very good idea to consider checking a credit report. The free annual credit report that is available from the government and FTC is available at one website – annualcreditreport.com.  This website will offer a free credit history analysis from the bureaus of Experian, Equifax and Transunion.


taking the time and effort to do research on the credit history could prove to be greatly important when it comes to saving money and locking into low loan rates. When deciding to borrow money through a personal loan, car loan or home loan it is always a good idea to make certain that a credit report is 100% accurate and free of errors.


With many people already thinking about Amazon Black Friday sales on cell phones and many of the cyber Monday deals it will likely be the case that they decide to buy on credit. When seeking a new credit card it is important to remember that a credit report and credit score will greatly determine the interest rate on any amount of money borrowed. This is just another reason it is a very good idea to access the free annual credit report from the government.

Author: Mike Garner

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