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Today’s Lowest Mortgage Interest Rates – Refinance 30 Year Home Loan Rates Dip to 4.25% in September

Posted on | September 2, 2010 | No Comments



With 30 year  fixed mortgage rates very close to an all-time low and it comes as no surprise to many Americans talking about today’s lowest mortgage interest rates. At the present time we are seeing refinance 30 year rates around 4.25% in September. When looking at historical chart of mortgage rates is quite obvious that this is very close to an all-time low.


Over the last several weeks the majority of mortgage applications have been to refinance. Almost 80% of total applications have been mortgage refinance applications which means that many first-time home buyers are sitting on the sidelines and waiting for incentives. There is no longer a first-time home buyer tax credit but there is a possibility that there could be another one in the near future.

Until home prices stabilize and government incentives are created and will likely be the case that first-time home buyers remain on the sidelines. With this being the case most people searching for today’s lowest mortgage interest rates are looking to refinance and save on their monthly mortgage payment.

Author: Alan Lake


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