Free Annual Credit Report from Federal Government – Equifax, Experian and Transunion Credit Analysis
Posted on | September 2, 2010 | No Comments
Over the last several months many Americans have looked to refinance their home loan to save money on a monthly mortgage. Before doing this it may be wise to utilize the free annual credit report from the federal government. By accessing the website annualcreditreport.com all Americans will be given a free credit analysis from Equifax, Experian and Transunion.
it is very important to remember that this free annual credit report does not include a credit score. If a customer desires a credit score it will usually cost between $15 and $30. With this being the case it may be worth it to fork over that extra 20 bucks just to put a numerical value on a credit history. This will help many borrowers understand what interest rate they will receive on a mortgage refinance.
It is always a wise decision to check your credit report at least once a year. By doing this customers can make certain that they have a credit report that is free of errors. By having errors and inaccuracies on a credit report it usually means that a credit score will be negatively affected which in turn will hurt the chance to lock in low interest rates.
Author: Mike Garner
Tags: annual credit report > equifax credit report > experian credit report > free annual credit report > free government credit report > government credit report > transunion credit report
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