Free Annual Government Credit Report Available from Equifax, Experian and Transunion Online in August 2010

Posted on | August 20, 2010 | No Comments

The free annual government credit report available from Equifax, Experian and Transunion has helped many Americans address issues when it comes to inaccuracies on a credit report. By going online and accessing the website annualcreditreport.com Americans will have an opportunity to receive one free credit report each and every year. It is very important to note that this credit report does not include a credit score.


Over the last several months many Americans have decided it is the right time to refinance a home loan as mortgage rates are well below 4.5%. In fact, many people are seeing mortgage interest rates at 4.25% for the 30 year fixed rate. With this being the case it comes as no surprise to see many homeowners looking to refinance today.

Before refinancing it might be a good idea to check a credit report and make sure it is free of errors. By having just a few mistakes on a credit report customers could see their credit score drop by as much as 100 points which in turn could make it impossible for them to lock-in to the lowest possible mortgage interest rates.

Author: Alan Lake

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