Free Annual Credit Report from Transunion, Experian and Equifax offered by FTC and Federal Government in 2010
Posted on | August 19, 2010 | No Comments
The free annual credit report from Transunion, Experian and Equifax has been an extremely hot product over the last several months as many Americans are looking to refinance and they would like to know how creditors see their financial decisions. It is very important to note that the FTC and federal government only support one website when it comes to a free annual credit report – annualcreditreport.com.
it is always wise to check your credit report at least once a year to make certain that there are no errors or mistakes. Many Americans continue to live their financial lives without knowing that there could be mistakes on a credit report which greatly hurts their ability to receive low interest rates on any money they borrow. By checking a credit report at least once a year it will likely be the case that customers can spot errors quickly.
When looking to refinance a home loan is very important to have a credit score that is above 740 to position oneself for great interest rate offers. Even though mortgage rates are being reported around 4.25% for the 30 year fixed mortgage it takes a very good credit score and a clean credit report to receive a mortgage interest rate this low.
Author: Heather Best
Tags: annual credit report > equifax free credit report > experian free annual credit report > free annual credit report > free government credit report > government credit report > transunion free credit report
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