Home Mortgage Loan Rates – Refinance Interest Rates Low in California, Texas, Florida and New York
Posted on | June 22, 2010 | Comments Off
Home mortgage loan rates remain very attractive as 30 year fixed rates are still below 5%. Refinance interest rates are low in most states at the present time including California, Texas, Florida and New York. By living in these states you will likely find many lenders quote rates under 5%.
It is very important to remember that it takes a very impressive credit score to get a mortgage interest rate under 5%. Without a credit score above 740 you will find it extremely difficult to gain access to low interest rates. With this in mind it might be smart to access a recent credit report.
At the present time there is a free annual credit report sponsored by the Federal Government. At annualcreditreport.com you will find a free credit history report from Experian, Equifax and Transunion. Unfortunately there is no free credit score that comes along with this free credit report.
By looking over your credit report you will be able to make sure it is free of errors. If there are errors they need to be addressed immediately so you can gain access to the lowest possible refinance mortgage interest rates for your current financial situation.
Author: Jeremy North
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