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Bad Credit Unsecured Personal Loans – Bank Loan Options from Capital One, Citigroup and Wells Fargo

Posted on | May 26, 2010 | Comments Off



Bad credit unsecured personal loans are a bank loan option that many Americans are using at the present time.  Some of the major banks that currently offer personal loans include Capital One, Citigroup and Wells Fargo.  It is very important to note that Bank of America does not offer personal loans.


Over the last several years Americans have seen their credit score drop as they have struggled with their personal finances.  With this being the case some customers are looking for bad credit loans.  It is very important to note that not all lenders will qualify bad credit borrowers for loans.

It is also important to remember that your credit score will greatly determine the interest rate on any amount of money you desire to borrow.  By having a very poor credit score you will likely find that your interest rate is much higher.  Bad credit borrowers find interest rates in the high teens and even around 20% for some bad credit personal loans.

With this being the case it would be a wise decision to improve your credit score to the best of your ability.  By improving your credit score you could end up savings a significant amount of money.

Author: Alan Lake



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