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Mortgage Rate Predictions and Trends – Interest Rates Near All Time Low for Home Loans on May 25, 2010

Posted on | May 25, 2010 | Comments Off



Mortgage rate predictions and trends have become very popular over the last few days as many mainstream media outlets are reporting interest rates near an all time low.  Today, May 25th, 2010, we are seeing 30 year fixed mortgage rates almost as low as 4.5%.  The average for 15 year fixed mortgage rates has dipped as low as 4%.


With this being the case many Americans are wondering about mortgage rates predictions and possible trends.  At the present time the reason interest rates are so low is because of the European debt crisis.  As long as this is fresh in the minds of bankers there is a good chance mortgage rates could stay low.

The 10 year treasury rate yield has tanked over the last few weeks which in turn has pushed 30 year fixed mortgage rates much lower.  The 10 year yield and the 30 year fixed mortgage rate have had a very strong correlation since 1971 and that is unlikely to change in 2010.

Over the next few weeks it will be very interesting to see what happens with mortgage interest rates but at the present time there are some amazing deals available.  Some homeowners are locking in to low mortgage rates around 4.5% on a 30 year fixed rate today.

Author: Alan Lake



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