Free Annual Credit Report Offered by FTC and Federal Government – Credit History Available Today
Posted on | April 29, 2010 | Comments Off
Each year Americans can receive one free annual credit report that has been offered by the FTC and federal government. It is very important to understand that the only website that is sponsored by the FTC and federal government is annualcreditreport.com.
To get your free credit report each and every year you will need to return to annualcreditreport.com. It is important to note that you will get one free credit report each year. If you desire more than one credit report you are going to have to pay a fee.
It is very wise to check your credit report at least once a year because an inaccuracy on your report could hurt your credit score by as much as 100 points. This can make a huge difference when it comes to applying for a mortgage or car loan as you could end up paying a significant amount more with lower credit score.
By doing the research and accessing your credit report at least once a year you will have a better idea of what is on your credit history. By having a clean credit history you will know that you are getting the best possible interest rates for your current financial situation.
Author: Mike Garner