Tiffany or Zales Diamond Solitaire Ring – Need Money to Buy Her Jewelry?

Posted on | December 23, 2009 | No Comments

Tiffany and Zales offer some very good deals on getting a diamond solitaire ring this Holiday season.  The problem that many men have is that they need some extra money to buy their significant other the jewelry they want this Christmas holiday.  If you are in this situation you do have some options.  You can get many different loan types to help you pay for this expensive jewelry.  The best option for you is probably a personal loan.


There are many banks and lending institutions that current offer some type of personal loan.  If you have a decent credit score then there is a chance that you could borrow up to $15,000.  This should cover the cost of most diamond engagement rings.  The interest rate that you get on your personal loan is greatly dependent on your credit score.  The better your credit score the low there interest rate is going to be.  The average for current personal loans is between 12% and 18%.

Other options when it comes to borrowing money to get her that diamond ring include financing through the jeweler or one hour payday loans.  The speed with which you can get a one hour payday loan is quite amazing but please understand that you can only borrow up to $1500 and you are going to have to pay a high amount of fees on these loans; especially if you cannot pay them off with your next paycheck.  Financing through the jeweler is just like going through a bank so you might want to check your personal bank for a personal loan first.

Author: Heather Best

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