Jared Jewelers Diamond Engagement Ring for Her Christmas Present

Posted on | December 23, 2009 | No Comments

“He went to Jared” is something you hear on television all the time and many men are likely to do this as a Christmas present for their significant other.  When you buy a Jared Jewelers diamond engagement ring you know that it is a very special moment in your life.  Even though it is extremely special you are still going to need to find a way to pay for this ring.  Most jewelers will allow you to pay monthly but you might want to look towards other options as well.


Getting a personal loan from your bank might allow you to get a lower interest rate on the money you want to borrow for this engagement ring.  The interest rate on most personal loans is between 12% and 18% at the present time.  This might be a better interest rate than you would get if you financed the ring through the jeweler.  The only way you will know is if you apply at both locations; the bank and the jeweler.

You might not want to wait much longer to apply for a personal loan as most banks and lending institutions will be closing early on Christmas Eve.  If you continue to wait you will have no choice but to use the jeweler or get a bad credit loan such as a bad credit payday loan.  These loans give you money almost instantly but you will end up paying in the long run through fees that can get quite excessive.

Author: Tiffany Mann

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