I am going to go a little bit off topic, but today I realized some very important things about life.  The success of this website has definitely been centered around mortgage rates, particularly accurate mortgage rate predictions and a clear mortgage rates forecast.  With that being said, the main reason this website has been a success is my passion for writing articles to assist readers.  When I started SubprimeBlogger on October 27th, 2008, I had no idea the journey I would take.  I honestly hoped to have a few readers and possible make some extra money, but I never would have guessed the magnitude of this endeavor.

After my first few articles, I realized that I had a strong desire to express my opinion.  Not only did I want to express my opinion, I wanted to back it with relevant facts that the government and media was hiding.  When I heard that Bear Stearns was being offered $2 a share by JP Morgan, I was in disbelief.  How could a company of this magnitude be worth $2 a share?  If Bear was this bad off, I KNEW other firms were in the same boat.  From that point on, I had a strong desire to express my beliefs on the financial system, particulary the mortgage market.

I will be the first to admit that I am by no means an expert in the field.  A great deal of knowledge I do have is self taught from other highly respected professors and economists.  The one thing I do have that has set me apart from most other mortgage websites is the passion to succeed in getting my message across.  It has been very difficult as I have been working full time as a retail assistant manager during the entire life of Subprime Blogger yet I have still put most of my efforts and desires into this website.

Today, my best friend pointed out to me that life is short and you only life once.  This struck deep as I have been strongly debating putting in my two weeks notice at the retail establishment the employs me.  After having a very deep conversation with her, I realize that I finally have to do what I have passion for!  I am going to sink my efforts into making this website the best mortgage news source on the internet.

My inability to react to news quickly and write articles I deem important has held this website back.  That will no longer be the case in two weeks.  Along with Subprime Blogger, I am going to use Church of Cowherd as the sister website to be based more on investing rather than real estate and mortgage news.  I strongly urge you to email me at jwojdylo@subprimeblogger.com with questions, comments and concerns.  I cannot say I have ever been more excited in my life and I hope you come along for the journey.

For the first seven months of this blog I have opened up the forum to a few readers who had the desire to post their feelings through articles.  After realizing how much passion some of the readers have for the current economic crisis and the mortgage industry, I am going to allow YOU, the reader, to send me articles to post.  The only requirement I demand is that you have PASSION for what you write and it must involve the housing industry.  I would actually prefer you to be strongly opinionated as that is the point of this blog.  If you are interested in writing every once in awhile or every single day please email me at jwojdylo@subprimeblogger.com.  I look forward to posting your articles and getting engaged with the readers.

This does not mean that I will stop producing articles.  As many of you know, I am quite opinionated and I will make sure that my beliefs and opinions are still represented through this blog.