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Daily Mortgage Rates and 10 Year Treasury Rate – August 3rd

Posted on | August 3, 2009 | No Comments

The 10 year treasury rate yield pulled back greatly last Friday which sent mortgage rates tumbling to around 5%.  It looks as if low mortgage rates are actually going to pull the 10 year yield back down to the lower support line.  The government continues to take actions to push mortgage rates lower.  With this knowledge now might be the time to go ahead on that mortgage application so you can have it ready when rates dip below 5%.

The equation used for the correlation between mortgage rates and the 10 year treasury rate is

y = 2.7283(x)^2 + .5881(x) +.0308.

10 Year Treasury Rate – 3.50%
The correlation shows that the 30 year fixed rate should be approximately 5.47%.  Actual rates…

30 Year Fixed Rate Mortgage – 5.05%

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