Like the Tiffany says, this really isn’t anything you can’t do yourself. Unfortunately, many consumers are drowning in debt and simple programs can’t help them. In this case, I always recommend speaking with a debt expert about your options… all of your options, not just the one the debt expert is “pitching”.

That said, Debt Consolidation is an excellent choice for consumers who still have the credit rating to qualify for it and don’t just see it as an opportunity to “free up” the lines of credit that they already have open. (Note: In most cases the consolidator will insist that you close the accounts you are paying off anyway). If you chose consolidation, make sure you get a lowered interest rate as well.

-Dr. Debt
http://www.facebook.com/drdebt

Disclaimer: I am the owner of The DebtBuster Corporation (http://www.debtbusters.com). We are a debt settlement company that has been in business for more than 10 years, are a BBB Accredited Member with a BBB A+ Rating, and were a finalist for Small Business of the Year through the Las Vegas Chamber of Commerce.