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OUR Declaration of Independence

It is a yearly ritual for me to read the Declaration of Independence on July 4th and this year will be no differ.  I give to you the reason the United States of America is the greatest country in the world…. When in the Course of human events it becomes necessary for one people to [...]

Low Mortgage Rates – Will They Last Through the Summer?

Please use Subprime Blogger to get your interest rate forecast.  I also offer several articles on the best fixed rate mortgage for you. Low mortgage rates are something all Americans want.  Unfortunately, it has been the case that only the best borrowers have had the opportunity to access these extremely low mortgage rates.  Prior to [...]

Mortgage Rate Trends – Will Rates Go Higher In July?

Mortgage rate trends are setting up for a very interesting July.  The 10 year treasury rate is at the bottom of its upward trend channel and hitting support at the 50 day moving average.  We all know that as the 10 year goes, so go mortgage rates.  If we see a breakdown of the 10 [...]

Why Retail Management Sucks, Part II

After receiving some very positive feedback from the original article Why Retail Management Sucks; here is the sequel: After opening yesterday, you got a chance to sleep in this morning and not come in to work until 3 pm; what luxury?!?  As soon as you get to work, you hear your front cashier cannot come [...]

Daily Mortgage Rates and 10 Year Treasury Rate – July 3rd

After the unemployment numbers were released, almost everything was down yesterday.  The S&P 500 dropped almost 3%.  As many of you know, I have been expecting this for quite some time as jobs are just not being created in this economic environment.  With that being said, the 10 year treasury rate is getting VERY close [...]

Unemployment Rises – The Economy is Not Getting Better

For the last several months I have been saying that the economy is not going to recover until we see job creation; private sector job creation at that.  President Obama is doing everything he can to create government jobs, but what we need is jobs from all the companies listed on the stock exchanges as [...]

125% Loan-To-Value Refinance – Will It Help?

Please use Subprime Blogger to keep up with your daily mortgage rates.  There are also articles to help you get information on mortgage rate trends. On July 1st, 2009, President Obama announced that the refinancing part of the Making Home Affordable plan was being adjusted.  When the plan was first released in March, lenders were [...]

Daily Mortgage Rates News – 125% Loan-to-Value Refinance

I am still going through my resources to get the entire mortgage bailout package expansion.  For now, please check out this link as it explains a good deal of what you will want to know.  Basically, President Obama has expanded the Making Home Affordable Refinance Program to allow those who have up to 25% negative [...]

Daily Mortgage Rates and Ten Year Treasury Rate – July 2nd

The 10 year treasury rate pushed higher to 3.544% yesterday.  We have still yet to see the 10 year get all the way to the 50 day moving average but the intense sell off from 4% might prove to be the reason for an early bounce.  With that in mind the 10 year has moved [...]

Interest Rate Predictions for July – Rates Move Higher?

Please use Subprime Blogger to keep up with current mortgage rate trends.  There are also several articles to help you keep up with average mortgage rates. Interest rate predictions for July could bring bad news for those that hope to get mortgage rates under 5%.  When looking at the 10 year treasury rate, it looks [...]

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