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	<title>Comments on: Why Can&#8217;t I Get That Low Mortgage Rate Advertised?</title>
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	<link>http://www.subprimeblogger.com/2009/01/04/why-cant-i-get-that-low-mortgage-rate-advertised/</link>
	<description>Your Mortgage News Source</description>
	<lastBuildDate>Wed, 17 Mar 2010 21:20:29 -0700</lastBuildDate>
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		<title>By: Subprime Blogger &#187; Will the Second Mortgage Crisis Directly Affect You?</title>
		<link>http://www.subprimeblogger.com/2009/01/04/why-cant-i-get-that-low-mortgage-rate-advertised/comment-page-1/#comment-1669</link>
		<dc:creator>Subprime Blogger &#187; Will the Second Mortgage Crisis Directly Affect You?</dc:creator>
		<pubDate>Sun, 08 Feb 2009 03:41:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=830#comment-1669</guid>
		<description>[...] Why Can&#8217;t I Get That Low Mortgage Rate Advertised? [...]</description>
		<content:encoded><![CDATA[<p>[...] Why Can&#8217;t I Get That Low Mortgage Rate Advertised? [...]</p>
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		<title>By: John Ricelli</title>
		<link>http://www.subprimeblogger.com/2009/01/04/why-cant-i-get-that-low-mortgage-rate-advertised/comment-page-1/#comment-1556</link>
		<dc:creator>John Ricelli</dc:creator>
		<pubDate>Wed, 04 Feb 2009 14:19:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=830#comment-1556</guid>
		<description>Subprime Blogger - Thanks for fixing the site.  I can easily read it now.</description>
		<content:encoded><![CDATA[<p>Subprime Blogger &#8211; Thanks for fixing the site.  I can easily read it now.</p>
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		<title>By: John Ricelli</title>
		<link>http://www.subprimeblogger.com/2009/01/04/why-cant-i-get-that-low-mortgage-rate-advertised/comment-page-1/#comment-1555</link>
		<dc:creator>John Ricelli</dc:creator>
		<pubDate>Wed, 04 Feb 2009 14:05:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=830#comment-1555</guid>
		<description>Update to my post of January 5,&#039;09.  FHA Credit score requirement has been lowered from 580 to 550.</description>
		<content:encoded><![CDATA[<p>Update to my post of January 5,&#8217;09.  FHA Credit score requirement has been lowered from 580 to 550.</p>
]]></content:encoded>
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		<title>By: Subprime Blogger &#187; Senator Dodd is Refinancing; What Rate Will HE Get?</title>
		<link>http://www.subprimeblogger.com/2009/01/04/why-cant-i-get-that-low-mortgage-rate-advertised/comment-page-1/#comment-1542</link>
		<dc:creator>Subprime Blogger &#187; Senator Dodd is Refinancing; What Rate Will HE Get?</dc:creator>
		<pubDate>Wed, 04 Feb 2009 01:22:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=830#comment-1542</guid>
		<description>[...] Why Can&#8217;t I Get that Low Mortgage Rate Advertised? [...]</description>
		<content:encoded><![CDATA[<p>[...] Why Can&#8217;t I Get that Low Mortgage Rate Advertised? [...]</p>
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	<item>
		<title>By: Refinance Hard To Qualify Mortgages</title>
		<link>http://www.subprimeblogger.com/2009/01/04/why-cant-i-get-that-low-mortgage-rate-advertised/comment-page-1/#comment-1190</link>
		<dc:creator>Refinance Hard To Qualify Mortgages</dc:creator>
		<pubDate>Thu, 22 Jan 2009 02:22:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=830#comment-1190</guid>
		<description>Hello webmaster, I found your blog via Google while searching for refinance hard to qualify mortgages and your post regarding  looks very interesting for me</description>
		<content:encoded><![CDATA[<p>Hello webmaster, I found your blog via Google while searching for refinance hard to qualify mortgages and your post regarding  looks very interesting for me</p>
]]></content:encoded>
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		<title>By: Subprime Blogger &#187; Subprime Loans</title>
		<link>http://www.subprimeblogger.com/2009/01/04/why-cant-i-get-that-low-mortgage-rate-advertised/comment-page-1/#comment-939</link>
		<dc:creator>Subprime Blogger &#187; Subprime Loans</dc:creator>
		<pubDate>Thu, 15 Jan 2009 06:39:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=830#comment-939</guid>
		<description>[...] knew that they would get a great deal of money up front with the fees and services so many became subprime lenders.  Giving out subprime loans to individuals who had credit scores well below 680.  It was almost [...]</description>
		<content:encoded><![CDATA[<p>[...] knew that they would get a great deal of money up front with the fees and services so many became subprime lenders.  Giving out subprime loans to individuals who had credit scores well below 680.  It was almost [...]</p>
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		<title>By: Subprime Blogger &#187; Your Home May Not Be Worth the Appraised Value, Wait Until You Read This</title>
		<link>http://www.subprimeblogger.com/2009/01/04/why-cant-i-get-that-low-mortgage-rate-advertised/comment-page-1/#comment-694</link>
		<dc:creator>Subprime Blogger &#187; Your Home May Not Be Worth the Appraised Value, Wait Until You Read This</dc:creator>
		<pubDate>Wed, 07 Jan 2009 23:01:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=830#comment-694</guid>
		<description>[...] Why Can&#8217;t I Get That Low Mortgage Rate Advertised? [...]</description>
		<content:encoded><![CDATA[<p>[...] Why Can&#8217;t I Get That Low Mortgage Rate Advertised? [...]</p>
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		<title>By: John Ricelli</title>
		<link>http://www.subprimeblogger.com/2009/01/04/why-cant-i-get-that-low-mortgage-rate-advertised/comment-page-1/#comment-667</link>
		<dc:creator>John Ricelli</dc:creator>
		<pubDate>Tue, 06 Jan 2009 23:06:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=830#comment-667</guid>
		<description>To the designer of this site.  It may look very artsy, but is not user friendly.  The main problem is you have green type with a green background.  Additionally, you use a very small font.  It makes text very difficult to read.  Make the type white and larger.

I am always amazed at advertisers and web site designers who fall in love with their artiness and never consider for whom it is meant.  Go look in the mirror if you want something to admire.  Fix the site.</description>
		<content:encoded><![CDATA[<p>To the designer of this site.  It may look very artsy, but is not user friendly.  The main problem is you have green type with a green background.  Additionally, you use a very small font.  It makes text very difficult to read.  Make the type white and larger.</p>
<p>I am always amazed at advertisers and web site designers who fall in love with their artiness and never consider for whom it is meant.  Go look in the mirror if you want something to admire.  Fix the site.</p>
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		<title>By: Danny Thornton</title>
		<link>http://www.subprimeblogger.com/2009/01/04/why-cant-i-get-that-low-mortgage-rate-advertised/comment-page-1/#comment-651</link>
		<dc:creator>Danny Thornton</dc:creator>
		<pubDate>Tue, 06 Jan 2009 01:56:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=830#comment-651</guid>
		<description>I have to agree with John that it is articles like this that keep people from even applying. As for Doc&#039;s comment, that is so true. Show me an FHA that does not allow 96.5% financing and the credit score is not the deciding factor. People need to get their facts straight if they are going to talk about mortgages. I have yet to turned down a client that qualifies on an FHA loan and I have yet to have a purchase that the appraisal value has not came in.</description>
		<content:encoded><![CDATA[<p>I have to agree with John that it is articles like this that keep people from even applying. As for Doc&#8217;s comment, that is so true. Show me an FHA that does not allow 96.5% financing and the credit score is not the deciding factor. People need to get their facts straight if they are going to talk about mortgages. I have yet to turned down a client that qualifies on an FHA loan and I have yet to have a purchase that the appraisal value has not came in.</p>
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	<item>
		<title>By: Subprime Blogger &#187; Mortgage Rates Will Continue Lower, But&#8230;</title>
		<link>http://www.subprimeblogger.com/2009/01/04/why-cant-i-get-that-low-mortgage-rate-advertised/comment-page-1/#comment-649</link>
		<dc:creator>Subprime Blogger &#187; Mortgage Rates Will Continue Lower, But&#8230;</dc:creator>
		<pubDate>Tue, 06 Jan 2009 01:10:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=830#comment-649</guid>
		<description>[...] Why Can&#8217;t I Get that Low Mortgage Rate Advertised? [...]</description>
		<content:encoded><![CDATA[<p>[...] Why Can&#8217;t I Get that Low Mortgage Rate Advertised? [...]</p>
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